Stop leaving capital on the table.
Most owners qualify for more than their current lender will ever write. See your real funding ceiling in 60 seconds — no credit pull, no commitment.
$500M+
Capital deployed
3,200+
Businesses funded
24-48h
Avg. approval time
94%
Satisfaction rate
93%
Reported annual revenue growth
91%
No longer need MCA after KBK
A better business, not just a bigger loan.
Capital should reduce volatility, not add to it. Businesses that join the KBK program use their $500K–$5M facility to stabilize cash flow, hire, and buy inventory — and the result is a stronger business twelve months later.
93%
Reported annual revenue growth after funding
91%
Of businesses that started with us stopped renewing MCAs
People who join the KBK program end with a better business. In the MCA world, the opposite is usually true: the business becomes smaller, more fragile, and more dependent on the next advance. We built KBK so the capital you take creates value that stays in your company.
Capital in days — without six weeks of bank process.
A private credit facility gives you fast access to working capital on institutional terms. Quick approval, transparent pricing, and repayment structured around your revenue.
What's included
- Rapid approval process within 24–48 hours
- No upfront fees and no collateral required
- Flexible repayment that scales with your sales
- Funding from $500K to $5M for any business need
- Ideal for inventory, expansion, payroll & emergencies
The money is ours. So is the decision.
Most of what calls itself a lender in this market is a broker forwarding your bank statements to a dozen funders. We are the funder. That is why we can answer in 24–48 hours and why nobody takes a commission out of your facility.
Our capital, our decision
We underwrite and fund from our own balance sheet. No syndication, no third party deciding your file behind the scenes.
One named advisor
The person who reviews your file is the person you speak to. No handoffs, no call-centre queue.
Priced once, locked on day one
No upfront fees, no prepayment penalty. Your rate is never re-priced during the life of the facility.
From application to wire in three steps.
Apply Online
Complete a simple, secure digital application in under five minutes.
Fast Evaluation
Dedicated financial experts review your needs promptly and transparently.
Get Funded
Access your capital quickly — often within days of approval.
The sectors we actually finance.
From storefronts to supply chains, we tailor private funding facilities to the rhythm of your industry.
Retail
Stock up on inventory ahead of peak seasons.
Restaurants
Renovate, hire, and expand without cash-flow strain.
Healthcare
Invest in equipment and bridge insurance cycles.
E-commerce
Fuel ad spend and scale fulfillment fast.
Manufacturing
Fund materials and large production runs.
Services
Cover payroll and growth between contracts.
What businesses have funded with KBK.
Recent facility outcomes across industries we underwrite.
"KBK funded us in two days. The process was transparent and the team truly understood our seasonal cash flow."
"No hidden fees, no collateral, no headaches. We opened a second location months ahead of plan."
"Their flexible repayment structure was a lifeline during a slow quarter. A real growth partner."
"I compared four lenders. KBK was the only one to explain every line of the contract without jargon."
"Within 48 hours we had the capital for our new fleet. The human follow-up makes all the difference."
"KBK believed in our project when traditional banks hesitated. Thank you for the trust."
The whole cost, on one page.
Business funding has a bad reputation because most of the cost is hidden until signing. Here is ours, before you give us a single document.
$0
No application fee, no origination charge, no broker commission.
from 1.15x
Quoted once, in writing, before you sign. Never re-priced afterwards.
60 months
Fixed schedule on published facilities, sized to your revenue rhythm.
Free
Settle at any point with no penalty and no exit charge.
Facilities from $500K to $5M. An indicative decision in 24–48 hours. Checking your eligibility takes about a minute and leaves no mark on your credit file.
Check my eligibilityWhy operators call us back.
Personalized Service
A dedicated account manager who knows your business by name.
Sector Experience
Specialized understanding of private credit across dozens of industries.
Technology-Driven
Streamlined, secure digital processes from apply to fund.
Transparency
No hidden fees and crystal-clear terms, every time.
Commitment to Growth
We only succeed when your business succeeds.
Who actually lends the money.
KBK Capital Group was built around a simple observation: the businesses that need capital fastest are the ones traditional lenders keep waiting the longest. We underwrite the operating reality of a company — its revenue rhythm, its receivable cycle, its growth plan — not a single credit score.
Every file is reviewed by a named advisor, priced once, and locked on day one. We fund from $500K to $5M on fixed schedules, with full AML and KYC review, and we say no early rather than string a client along. That is the whole method.
No upfront fees, no prepayment penalty. Rate locked for the life of the facility. Early repayment permitted at any point, at no cost.
- 12+
- Years underwriting U.S. operating businesses
- 24-48h
- Average time to an indicative decision
- $500K–$5M
- Published facility range, USD denominated
- 0
- Upfront fees, origination charges or exit penalties
Transparency
Clear terms, no hidden fees — ever. You always know exactly what to expect.
Speed
Approvals in as little as 24–48 hours so you never miss an opportunity.
Flexibility
Repayment that flexes with your daily sales, not rigid fixed schedules.
Partnership
Dedicated experts invested in your long-term growth and success.
The questions everyone asks before they trust a lender.
Connect with KBK Capital Group.
Tell us about your business and funding goals. A dedicated advisor will reach out within one business day.